/* =========================================================
   Loanbiz — design tokens
   Palette:  navy #12213D (ink), indigo #2F4B8F (primary),
             gold #C99A3E (accent / prosperity), paper #F7F8FB (bg),
             success #1F9D6C, danger #C1473A, muted #6B7280
   Type:     Sora (display) / Manrope (body) / IBM Plex Mono (data & ids)
   Signature: passbook "stamp" markers on the loan ledger
   ========================================================= */

@import url('https://fonts.googleapis.com/css2?family=Sora:wght@600;700;800&family=Manrope:wght@400;500;600;700&family=IBM+Plex+Mono:wght@500;600&display=swap');

:root {
  --ink: #12213D;
  --primary: #2F4B8F;
  --primary-light: #4869B8;
  --gold: #C99A3E;
  --gold-light: #E4C583;
  --paper: #F7F8FB;
  --card: #FFFFFF;
  --success: #1F9D6C;
  --success-bg: #E7F6EF;
  --danger: #C1473A;
  --danger-bg: #FBEAE8;
  --muted: #6B7280;
  --line: #E7E9F1;

  --radius-lg: 18px;
  --radius-md: 12px;
  --radius-sm: 8px;
  --shadow-card: 0 4px 18px rgba(18, 33, 61, 0.06);
  --shadow-pop: 0 12px 30px rgba(18, 33, 61, 0.14);

  --font-display: 'Sora', 'Segoe UI', system-ui, sans-serif;
  --font-body: 'Manrope', 'Segoe UI', system-ui, sans-serif;
  --font-mono: 'IBM Plex Mono', ui-monospace, monospace;
}

* { box-sizing: border-box; }
html, body {
  margin: 0; padding: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: var(--font-body);
  -webkit-font-smoothing: antialiased;
}
h1, h2, h3, h4 { font-family: var(--font-display); margin: 0; letter-spacing: -0.01em; }
p { margin: 0; }
a { color: inherit; text-decoration: none; }
button { font-family: var(--font-body); cursor: pointer; }
::selection { background: var(--gold-light); }

/* ---------- Focus visibility ---------- */
a:focus-visible, button:focus-visible, input:focus-visible, select:focus-visible {
  outline: 2px solid var(--gold);
  outline-offset: 2px;
}

/* ============ AUTH / LOGIN ============ */
.auth-shell {
  min-height: 100vh;
  display: grid;
  grid-template-columns: 1.05fr 1fr;
}
@media (max-width: 900px) { .auth-shell { grid-template-columns: 1fr; } }

.auth-art {
  background:
    radial-gradient(circle at 15% 20%, rgba(201,154,62,0.20), transparent 45%),
    radial-gradient(circle at 85% 80%, rgba(72,105,184,0.35), transparent 50%),
    linear-gradient(160deg, var(--ink) 0%, #1B2C52 55%, var(--primary) 100%);
  color: #fff;
  padding: 56px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  position: relative;
  overflow: hidden;
}
@media (max-width: 900px) { .auth-art { display: none; } }

.auth-art .brand { display: flex; align-items: center; gap: 12px; }
.brand-mark {
  width: 42px; height: 42px; border-radius: 10px;
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-display); font-weight: 800; color: var(--ink);
  font-size: 18px;
}
.brand-name { font-family: var(--font-display); font-weight: 700; font-size: 20px; }

.back-to-site { display: inline-block; margin-top: 22px; font-size: 13px; color: rgba(255,255,255,0.6); font-weight: 600; }
.back-to-site:hover { color: var(--gold-light); }

.ledger-stack { margin-top: auto; margin-bottom: auto; }
.ledger-stack .eyebrow {
  font-family: var(--font-mono); font-size: 12px; letter-spacing: 0.12em;
  text-transform: uppercase; color: var(--gold-light); margin-bottom: 14px; display:block;
}
.ledger-stack h1 { font-size: 40px; line-height: 1.15; max-width: 460px; }
.ledger-stack p { margin-top: 16px; color: rgba(255,255,255,0.72); max-width: 420px; font-size: 15px; }

.stamp-row { display: flex; gap: 14px; margin-top: 36px; }
.stamp {
  border: 1.5px dashed rgba(255,255,255,0.35);
  border-radius: 50%;
  width: 64px; height: 64px;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-mono); font-size: 11px; color: var(--gold-light);
  transform: rotate(-6deg);
}
.stamp:nth-child(2) { transform: rotate(4deg); }
.stamp:nth-child(3) { transform: rotate(-3deg); }

.auth-foot { font-family: var(--font-mono); font-size: 12px; color: rgba(255,255,255,0.5); }

.auth-form-wrap {
  display: flex; align-items: center; justify-content: center; padding: 40px;
}
.auth-card { width: 100%; max-width: 380px; }
.auth-card .kicker { font-family: var(--font-mono); font-size: 12px; color: var(--muted); text-transform: uppercase; letter-spacing: 0.1em; }
.auth-card h2 { font-size: 28px; margin-top: 8px; }
.auth-card .sub { color: var(--muted); margin-top: 8px; font-size: 14.5px; }

.field { margin-top: 20px; }
.field label { display: block; font-size: 13px; font-weight: 600; margin-bottom: 7px; color: var(--ink); }
.field input, .field select, .field textarea {
  width: 100%; padding: 12px 14px; border-radius: var(--radius-sm);
  border: 1.5px solid var(--line); font-size: 14.5px; font-family: var(--font-body);
  background: #fff; color: var(--ink); transition: border-color .15s ease;
}
.field input:focus, .field select:focus, .field textarea:focus {
  border-color: var(--primary-light); outline: none;
}
.field-hint { font-size: 12px; color: var(--muted); margin-top: 6px; }

.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 12px 20px; border-radius: var(--radius-sm); border: none;
  font-weight: 700; font-size: 14.5px; font-family: var(--font-body);
  transition: transform .12s ease, box-shadow .12s ease, background .15s ease;
}
.btn-primary { background: var(--ink); color: #fff; width: 100%; margin-top: 26px; }
.btn-primary:hover { background: var(--primary); box-shadow: var(--shadow-pop); }
.btn-gold { background: var(--gold); color: var(--ink); }
.btn-gold:hover { background: var(--gold-light); }
.btn-ghost { background: transparent; color: var(--primary); border: 1.5px solid var(--line); }
.btn-ghost:hover { border-color: var(--primary-light); }
.btn-sm { padding: 8px 14px; font-size: 13px; }

.error-banner {
  margin-top: 18px; padding: 12px 14px; border-radius: var(--radius-sm);
  background: var(--danger-bg); color: var(--danger); font-size: 13.5px; font-weight: 600;
}
.demo-note {
  margin-top: 22px; font-family: var(--font-mono); font-size: 12px; color: var(--muted);
  background: var(--paper); border: 1px dashed var(--line); border-radius: var(--radius-sm); padding: 10px 12px;
}

/* ============ APP SHELL ============ */
.app-shell { display: grid; grid-template-columns: 264px 1fr; min-height: 100vh; }
@media (max-width: 880px) { .app-shell { grid-template-columns: 1fr; } .sidebar { display: none; } }

.sidebar {
  background: linear-gradient(180deg, var(--ink), #1B2C52 60%, var(--ink));
  color: #fff; padding: 26px 20px; display: flex; flex-direction: column;
  position: sticky; top: 0; height: 100vh;
}
.sidebar .brand { display: flex; align-items: center; gap: 10px; padding: 0 6px 26px; }
.sidebar nav { display: flex; flex-direction: column; gap: 4px; margin-top: 10px; }
.nav-link {
  display: flex; align-items: center; gap: 12px; padding: 11px 14px; border-radius: var(--radius-sm);
  color: rgba(255,255,255,0.68); font-weight: 600; font-size: 14px; transition: background .15s, color .15s;
}
.nav-link .ic { width: 18px; text-align: center; opacity: 0.9; }
.nav-link:hover { background: rgba(255,255,255,0.06); color: #fff; }
.nav-link.active { background: rgba(201,154,62,0.16); color: var(--gold-light); border: 1px solid rgba(201,154,62,0.35); }

.sidebar-foot {
  margin-top: auto; padding-top: 18px; border-top: 1px solid rgba(255,255,255,0.1);
  display: flex; align-items: center; justify-content: space-between;
}
.user-chip { display: flex; align-items: center; gap: 10px; }
.avatar {
  width: 34px; height: 34px; border-radius: 50%;
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  display: flex; align-items: center; justify-content: center; font-weight: 800; color: var(--ink); font-size: 13px;
}
.user-chip .who { font-size: 13px; }
.user-chip .who .name { font-weight: 700; }
.user-chip .who .role { color: rgba(255,255,255,0.5); font-size: 11.5px; }
.logout-ic { color: rgba(255,255,255,0.55); font-size: 16px; }
.logout-ic:hover { color: var(--gold-light); }

.main { padding: 30px 36px 60px; max-width: 1180px; }

.admin-footer {
  margin-top: 40px; padding-top: 20px; border-top: 1px solid var(--line);
  display: flex; justify-content: space-between; flex-wrap: wrap; gap: 8px;
  font-size: 12.5px; color: var(--muted); font-family: var(--font-mono);
}
.topbar { display: flex; align-items: flex-end; justify-content: space-between; margin-bottom: 28px; flex-wrap: wrap; gap: 14px; }
.topbar .eyebrow { font-family: var(--font-mono); font-size: 12px; color: var(--muted); text-transform: uppercase; letter-spacing: 0.08em; }
.topbar h1 { font-size: 26px; margin-top: 6px; }
.topbar .desc { color: var(--muted); margin-top: 4px; font-size: 14px; }

.flash {
  background: var(--success-bg); color: var(--success); font-weight: 700; font-size: 13.5px;
  padding: 12px 16px; border-radius: var(--radius-sm); margin-bottom: 20px;
  border: 1px solid rgba(31,157,108,0.25);
}

/* ---------- Stat cards ---------- */
.stat-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; margin-bottom: 30px; }
@media (max-width: 980px) { .stat-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .stat-grid { grid-template-columns: 1fr; } }
.stat-card {
  background: var(--card); border-radius: var(--radius-lg); padding: 20px 22px;
  box-shadow: var(--shadow-card); border: 1px solid var(--line); position: relative; overflow: hidden;
}
.stat-card .stat-label { font-size: 12.5px; color: var(--muted); font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; }
.stat-card .stat-value { font-family: var(--font-display); font-size: 26px; margin-top: 10px; }
.stat-card .stat-sub { font-size: 12px; color: var(--muted); margin-top: 6px; }
.stat-card::after {
  content: ""; position: absolute; right: -18px; top: -18px; width: 70px; height: 70px; border-radius: 50%;
  background: var(--gold); opacity: 0.08;
}

/* ---------- Panels / cards ---------- */
.panel {
  background: var(--card); border-radius: var(--radius-lg); border: 1px solid var(--line);
  box-shadow: var(--shadow-card); padding: 24px;
}
.panel + .panel { margin-top: 22px; }
.panel-head { display: flex; align-items: center; justify-content: space-between; margin-bottom: 18px; flex-wrap: wrap; gap: 10px; }
.panel-head h3 { font-size: 17px; }
.panel-head .count-pill {
  font-family: var(--font-mono); font-size: 12px; background: var(--paper); border: 1px solid var(--line);
  padding: 4px 10px; border-radius: 20px; color: var(--muted);
}

/* ---------- Forms ---------- */
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 4px 20px; }
@media (max-width: 700px) { .form-grid { grid-template-columns: 1fr; } }
.form-grid .full { grid-column: 1 / -1; }
.upload-box {
  border: 1.5px dashed var(--line); border-radius: var(--radius-md); padding: 22px;
  text-align: center; color: var(--muted); font-size: 13px; background: var(--paper);
}
.upload-box strong { color: var(--ink); display: block; margin-bottom: 4px; font-size: 14px; }

/* ---------- Business list table ---------- */
.table-wrap { overflow-x: auto; }
table.list-table { width: 100%; border-collapse: collapse; font-size: 14px; }
table.list-table th {
  text-align: left; font-size: 11.5px; text-transform: uppercase; letter-spacing: 0.06em;
  color: var(--muted); font-weight: 700; padding: 10px 14px; border-bottom: 1px solid var(--line);
}
table.list-table td { padding: 14px; border-bottom: 1px solid var(--line); vertical-align: middle; }
table.list-table tr:last-child td { border-bottom: none; }
table.list-table tr:hover td { background: #FBFCFE; }

.biz-cell { display: flex; align-items: center; gap: 12px; }
.biz-thumb { width: 42px; height: 42px; border-radius: 10px; object-fit: cover; background: var(--line); flex-shrink: 0; }
.biz-cell .nm { font-weight: 700; }
.biz-cell .sub { color: var(--muted); font-size: 12.5px; }
.gst-mono { font-family: var(--font-mono); font-size: 12.5px; color: var(--muted); }

.mini-progress { width: 110px; height: 7px; border-radius: 20px; background: var(--line); overflow: hidden; }
.mini-progress span { display: block; height: 100%; background: linear-gradient(90deg, var(--primary), var(--gold)); border-radius: 20px; }

.badge { display: inline-flex; align-items: center; gap: 6px; font-size: 12px; font-weight: 700; padding: 5px 10px; border-radius: 20px; }
.badge-success { background: var(--success-bg); color: var(--success); }
.badge-pending { background: #FFF4E4; color: #A6741C; }

/* ---------- Loan ledger (signature element) ---------- */
.ledger-top { display: flex; gap: 26px; align-items: center; flex-wrap: wrap; }
.progress-ring { position: relative; width: 108px; height: 108px; flex-shrink: 0; }
.progress-ring svg { transform: rotate(-90deg); }
.progress-ring .bg { stroke: var(--line); }
.progress-ring .fg { stroke: var(--gold); stroke-linecap: round; transition: stroke-dashoffset .4s ease; }
.progress-ring .ring-label { position: absolute; inset: 0; display: flex; flex-direction: column; align-items: center; justify-content: center; }
.progress-ring .ring-label .pct { font-family: var(--font-display); font-size: 22px; }
.progress-ring .ring-label .lbl { font-size: 10.5px; color: var(--muted); text-transform: uppercase; letter-spacing: 0.05em; }

.biz-photo { width: 64px; height: 64px; border-radius: 14px; object-fit: cover; border: 1px solid var(--line); }

.ledger-list { margin-top: 22px; display: flex; flex-direction: column; gap: 10px; }
.ledger-row {
  display: grid; grid-template-columns: 44px 1fr auto auto; align-items: center; gap: 16px;
  padding: 13px 16px; border: 1px solid var(--line); border-radius: var(--radius-md); background: var(--paper);
}
.ledger-row.is-paid { background: var(--success-bg); border-color: rgba(31,157,108,0.2); }
@media (max-width: 640px) { .ledger-row { grid-template-columns: 34px 1fr; row-gap: 10px; } }

/* ---------- Dispute item (used on business profile / disputes pages) ---------- */
.dispute-item {
  display: flex; flex-direction: column; gap: 8px;
  padding: 14px 16px; border: 1px solid var(--line); border-radius: var(--radius-md); background: var(--paper);
}
.dispute-item .dp-head { display: flex; justify-content: space-between; align-items: flex-start; flex-wrap: wrap; gap: 8px 16px; }
.dispute-item .dp-title { font-size: 14px; font-weight: 700; color: var(--ink); }
.dispute-item .dp-date { font-size: 12px; color: var(--muted); white-space: nowrap; }
.dispute-item .dp-desc { font-size: 13.5px; color: var(--ink); margin: 0; line-height: 1.55; }
.dispute-item .dp-meta { font-size: 12.5px; color: var(--muted); }

.inst-no { font-family: var(--font-mono); font-size: 13px; color: var(--muted); font-weight: 600; }
.inst-main .amt { font-weight: 700; font-size: 14.5px; }
.inst-main .meta { font-size: 12px; color: var(--muted); margin-top: 2px; }

/* the stamp: a passbook-style ink-stamp mark for paid installments */
.stamp-mark {
  width: 38px; height: 38px; border-radius: 50%; border: 2px solid var(--success);
  color: var(--success); display: flex; align-items: center; justify-content: center;
  font-family: var(--font-mono); font-size: 16px; font-weight: 700; transform: rotate(-8deg);
  background: #fff;
}

.mode-pill { display: inline-flex; align-items: center; gap: 6px; font-family: var(--font-mono); font-size: 11.5px; font-weight: 600; padding: 5px 10px; border-radius: 20px; border: 1px solid var(--line); color: var(--muted); background: #fff; }
.mode-pill.online { color: var(--primary); border-color: rgba(47,75,143,0.25); background: #EEF1F9; }
.mode-pill.cash { color: #A6741C; border-color: rgba(166,116,28,0.25); background: #FFF4E4; }

.mark-form { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; justify-content: flex-end; }
.mode-toggle { display: flex; border: 1.5px solid var(--line); border-radius: 20px; overflow: hidden; font-size: 12px; }
.mode-toggle label { padding: 7px 12px; cursor: pointer; color: var(--muted); font-weight: 600; }
.mode-toggle input { display: none; }
.mode-toggle input:checked + span { color: #fff; }
.mode-toggle .opt { display: block; }
.mode-toggle input:checked ~ .opt-bg {}
.mode-toggle label:has(input:checked) { background: var(--ink); color: #fff; }

/* ---------- Empty state ---------- */
.empty-state { text-align: center; padding: 50px 20px; color: var(--muted); }
.empty-state .ic { font-size: 30px; margin-bottom: 10px; }

/* ---------- utility ---------- */
.flex-between { display: flex; align-items: center; justify-content: space-between; }
.muted { color: var(--muted); }
.mono { font-family: var(--font-mono); }

/* Registered business lookup used by dispute forms */
.business-lookup-wrap{position:relative;margin-bottom:4px}
.business-lookup{position:relative;display:flex;align-items:center}
.business-lookup input{padding-right:42px!important}
.lookup-icon{position:absolute;right:14px;font-size:20px;color:#78839a;pointer-events:none}
.business-results{position:absolute;z-index:30;left:0;right:0;top:calc(100% + 6px);background:#fff;border:1px solid #dfe4ec;border-radius:12px;box-shadow:0 16px 35px rgba(18,33,61,.14);overflow:hidden;max-height:310px;overflow-y:auto}
.business-result{display:grid;grid-template-columns:1fr auto;gap:4px 14px;width:100%;padding:13px 15px;border:0;border-bottom:1px solid #eef1f5;background:#fff;text-align:left;cursor:pointer;color:var(--ink)}
.business-result:last-child{border-bottom:0}.business-result:hover{background:#f7f9fc}
.br-name{font-weight:800;font-size:14px}.br-gst{font-size:12px;color:#2f4b8f;font-weight:700}.br-address{grid-column:1/-1;font-size:12px;color:#7a8496}
.lookup-empty{padding:15px;font-size:13px;color:#6f788a;background:#fff}
.lookup-status{margin-top:8px;font-size:12px;color:#78839a}.lookup-status.found{color:#1d7a4d;font-weight:700}.lookup-status.manual{color:#9a6a00}

/* Business lookup on dispute forms */
.business-lookup-wrap{position:relative;margin-bottom:4px}.business-lookup{position:relative;display:flex;align-items:center}.business-lookup input{padding-right:42px!important}.lookup-icon{position:absolute;right:14px;font-size:20px;color:#78839a;pointer-events:none}.business-results{position:absolute;z-index:30;left:0;right:0;top:calc(100% + 6px);background:#fff;border:1px solid #dfe4ec;border-radius:12px;box-shadow:0 16px 35px rgba(18,33,61,.14);overflow:hidden;max-height:310px;overflow-y:auto}.business-result{display:grid;grid-template-columns:1fr auto;gap:4px 14px;width:100%;padding:13px 15px;border:0;border-bottom:1px solid #eef1f5;background:#fff;text-align:left;cursor:pointer;color:var(--ink)}.business-result:last-child{border-bottom:0}.business-result:hover{background:#f7f9fc}.br-name{font-weight:800;font-size:14px}.br-gst{font-size:12px;color:#2f4b8f;font-weight:700}.br-address{grid-column:1/-1;font-size:12px;color:#7a8496}.lookup-empty{padding:15px;font-size:13px;color:#6f788a;background:#fff}.lookup-status{margin-top:8px;font-size:12px;color:#78839a}.lookup-status.found{color:#1d7a4d;font-weight:700}.lookup-status.manual{color:#9a6a00}